Contractors’ General Liability Insurance

Get tailored liability protection through trusted insurers. Compare quotes quickly and safeguard your contracting business.

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Your Shortcut to the Right Contractor Insurance in Ontario

As a contractor in Ontario, you need coverage that protects your business, tools, and liability. But sorting through policies and comparing options from multiple insurers can be confusing and time-consuming. At Levitt Insurance Brokers, we work with Canada’s top insurance companies to help you find the right coverage. Our job is to simplify your search, so you can focus on your clients and projects while we do the comparison for you.

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Why Ontario Contractors Need It

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Provincial Regulation & Risk

Contractors in Ontario face unique risks, whether working on residential renovations, public infrastructure, or municipal projects. Having the right insurance helps meet provincial standards and protects your business from unexpected claims.

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Third-Party Protection

General liability coverage can help protect you from costly lawsuits related to bodily injury or property damage. Whether you’re working in downtown Toronto or across rural Ontario, this protection is essential.

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Required by Clients

Many clients, municipalities, and project managers require proof of general liability insurance before awarding contracts or issuing permits. Having coverage in place can keep you eligible for more opportunities.

Why the Right Coverage Matters

Common Contractor Insurance Claims in Ontario

Here are a few examples of the most common claims seen by contractors across Ontario. These real-world scenarios show how the right insurance coverage, through our trusted provider network, can help protect your business from costly setbacks.

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Property Damage During Work

While installing kitchen cabinets, a contractor accidentally damages the client’s countertop. The general liability policy can help cover repair costs.

Injury on a Job Site

A visitor trips over a toolbox on a residential site and suffers an injury. Liability insurance can help with legal fees and medical costs.

Stolen Tools or Equipment

Tools left overnight in a work van are stolen. With optional tool coverage, the contractor might be able to recover losses and get back to work faster.

Faulty Work Claim After Completion

A plumbing contractor completes a job, but months later, a leak causes water damage. Completed operations coverage can help cover legal and repair costs.

Business Interruption

A fire in the contractor’s office disrupts business operations. Optional business interruption coverage can help cover lost income during downtime.

Contractor Insurance That Fits Your Business

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What’s Included in Contractor Insurance:

  • $1M, $2M, or $5M Liability Coverage
  • Completed Operations Liability
  • Tools Coverage (optional)
  • Office Contents (optional)
  • Tenant Legal Liability
  • Business Interruption (optional)
  • Crime Coverage
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Who This Insurance Is For:

  • General Contractors
  • Painters and Drywall Installers
  • Flooring, Carpet, and Tile Installers
  • Plumbers and Electricians
  • Roofers and HVAC Technicians
  • Kitchen, Bathroom, Cabinet, Window, and Door Installers

At Levitt Insurance Brokers, we help contractors in Ontario find the right coverage through trusted insurance providers. We know every contractor is different, so we tailor options to fit your needs, budget, and growth plans. Get started in seconds by requesting a quote and comparing options from top insurers. And if you’re happy with our service, feel free to recommend us to other contractors, subcontractors, or friends who need insurance.

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