Protect your home with reliable insurance coverage in Ontario
Get reliable and affordable home insurance tailored to your needs. Levitt Insurance Brokers offers expert advice and comprehensive protection for homeowners across Ontario.
Affordable Home Insurance That Protects What Matters Most
Your home is more than just a place to live, it’s where your life happens. At Levitt Insurance Brokers, we provide personalized home insurance solutions designed to safeguard your property, belongings, and provide peace of mind. Whether you’re a homeowner, condo owner, or landlord, we work with leading insurers to find the right coverage for your unique needs. From fire and theft to liability and water damage, our experts make it simple to get the protection you deserve at a price you can afford.
Home Insurance Features
Tailored Coverage for Every Home
We understand that no two homes are alike. That’s why we offer customized insurance solutions—whether you own a house, condo, or rental property—so you get coverage that truly fits your needs.
Access to Top Canadian Insurers
As independent brokers, we work with Canada’s leading insurance providers. This means we compare multiple quotes to get you the best protection at the most competitive rates, without the hassle.
Multilingual, Expert Support
Our experienced brokers speak multiple languages and are here to guide you through the insurance process with honest advice and responsive service, so you always feel confident in your coverage.
Personal Property
From furniture to electronics, your belongings are covered—whether they’re inside your home or with you on the go.
Personal Liability
If someone is injured on your property or you accidentally cause damage to someone else’s property, your policy helps cover legal and financial responsibilities.
Living Expenses
If you’re temporarily unable to live in your home, Your policy could help cover the cost of housing and daily living until you can return.
How to Find Reliable Home Insurance
Choosing Your Insurance Coverage
Buying home insurance can feel overwhelming. With so many options, confusing terms, and varying coverage levels, it’s easy to get lost in the details.
- Understand What’s Covered – We break down the details of each policy, so you know exactly what’s protected—and what’s not.
- Get the Right Level of Protection – From dwelling and contents to liability and additional living expenses, we help you determine the right coverage levels for your needs.
- Compare Options from Top Insurers – We work with Canada’s leading insurance companies to offer you a range of competitive quotes—all in one place.
- Make Informed, Confident Decisions – With our guidance, you’ll feel equipped to choose coverage that gives you peace of mind, without the guesswork.
Compare Home Insurance Policies and Providers
Not all home insurance policies offer the same protection. To find coverage that truly fits your needs, consider the following:
- Explore Available Discounts – Many insurers offer savings for bundling home and auto policies, installing security systems, or maintaining a claims-free history.
- Evaluate Customer Support – Choose a provider known for responsive customer service and a smooth, reliable claims process, especially during stressful times.
- Review the Fine Print – Understand your policy’s deductibles, exclusions, and coverage limits to avoid surprises when it matters most.
- Partner with a Broker – Working with us means getting expert guidance and personalized options, so you can make confident, informed decisions with ease.
Frequently Asked Questions
What does home insurance cover?
A standard home policy protects your house, belongings, and personal liability. It also covers extra living costs if your home becomes uninhabitable after an insured event such as a fire or major storm.
Will home insurance cover water damage?
Sudden and accidental water damage, like a burst pipe, is usually covered. However, issues like flooding or sewer backup often require extra coverage, so it’s important to ask your broker about optional protections.
What is the average home insurance cost in Canada?
Home insurance costs vary, but most Canadians pay between $1,000 and $2,000 a year. In Ontario, the average is often higher, especially in large cities like Toronto, where premiums can exceed $2,000 annually.
Where to get home insurance quotes?
The easiest way is through a licensed broker such as Levitt. Brokers compare offers from multiple insurers, saving you time and often finding better rates than going directly to one company.
How do I compare home and auto insurance quotes?
Comparing quotes means looking beyond the price. Coverage limits, deductibles, and exclusions can vary a lot between insurers. Levitt does the hard work for you by collecting quotes from multiple providers, breaking down the details, and showing you which policy offers the best balance of protection and cost.
Can an insurance broker help lower my premiums?
Yes. Brokers like Levitt often save clients money by comparing quotes across insurers and suggesting discounts or policy changes. They can also recommend practical steps, such as adjusting deductibles or adding security features, that may reduce your premiums.
At Levitt, we find you the home insurance you need by comparing quotes from multiple trusted providers, helping you secure the right coverage at the best possible rate. Whether you own a house, condo, OR you are a tenant, we make protecting your home simple and stress-free.
